Typically, San Miguel de Allende has a fairly dry climate that for only a handful of times a year, we would experience heavy rains. The streets in San Miguel de Allende don’t have a serious draining system because we haven't needed it. You can see massive movement of water down the cobblestone streets but it's a rare enough event that if you're downtown, you take out your camera and take pictures of the flood. We're not in an earthquake zone and we’re a long way...
The best reasons to retire overseas would include the low cost of living, experiencing different cultures, having a better quality of life, and being in a healthy living environment. In many places abroad, the cost of living is lower than it is in the US or Canada. There are many different kinds of cultures than what people experience in the United States, and we get to see and experience more of that when we retire overseas. 
One of the best activities here in San Juan Del Sur is mountain biking that also ties in bird watching. So you go mountain biking, then you will stop in certain areas, you take out your binoculars, and go bird watching. The whole activity lasts for 2 or 3 hours and that goes up and down the mountains of San Juan Del Sur. It is a good way to exercise and if you are an avid bird watcher, it is a good way to scout and discover different areas to find birds at the same time. 
In my opinion, one of the best places to live and retire is in Portugal is Cascais. Cascais is just half an hour away from Lisbon, which is the capital of Portugal. Within a radius of 50 kilometers (about 31 miles) from Cascais, you will find beaches, golf courses, castles, top class clinics, international schools, etc. You have everything that you need and want within a radius of 50 kilometers.
Yes, electricity in Boquete is reliable.
There are blackouts and brownouts here in Cayo but it’s becoming less frequent. Never Say Never
Before we moved to Panama, we spent 18 months to 2 years researching where in the world we wanted to relocate to, Panama was not even on our radar!
We, like most people who relocate, had a long list of criteria, This list included things like: The county must have a growing economy (we were coming here to work and sadly couldn't afford to retire yet!), a good infrastructure, good education (we have school age children), good healthcare, good weather, including safe...
Panama on the Caribbean side of the country. The coastal views are of lush tropical trees, shrubs, flowers and beaches. Many islands dot the ocean in this beautiful mystical blue water paradise.