Best Places In The World To Retire
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Recently Answered Questions
How are the homes in Mexico different than in the US or Canada?
John Venator - Casa de los Venados
There are developments with 2 or 3 streets already and the developer contractor happens to be a friend of ours. Drive down that street, and you will think you are in Orange County. There are no big walls. There are no barbwires. They are literally front lawns and wonderful ranch style houses. However, that is an exception.
The...
There are developments with 2 or 3 streets already and the developer contractor happens to be a friend of ours. Drive down that street, and you will think you are in Orange County. There are no big walls. There are no barbwires. They are literally front lawns and wonderful ranch style houses. However, that is an exception.
The majority of houses where we live here in Valladolid, half way between Merida and Cancun in the Yucatan Peninsula, are old colonial stone buildings. Our house happens to have meter thick walls (39 inches). Our ceilings are 8 meters, which is a little untypical. The most typical from older colonial houses is 6 meters. 8 meters, by the way, is roughly 25 feet tall. However, none of our rooms are wider than 5 meters because that is the maximum length they would cut the vega (wooden poles) that help hold up your stone roof.
Within that footprint we did not remodel. We renovated because we added kitchens. We punched in doors. We added patios because the ceilings were so high. We actually added some second floors and some balconies in some areas. The majority of the houses here, in this town of roughly 80,000 people, are old colonial style stone buildings.
(Thick walls and ceilings of the Venator house in Valladolid, Mexico, pictured.)
What are the worst reasons to retire overseas?
Holly CarterHolly
In my opinion, the worst reason to retire abroad is if you think your moving to "Paradise". Many people listen to the hype of certain publications that just want to sell you things and tout "Paradise". Any place you live will have it's problems and no place is perfect. Especially when moving to a different country which will have a different culture, different foods, possibly a different language that you will have to adjust to and learn...
In my opinion, the worst reason to retire abroad is if you think your moving to "Paradise". Many people listen to the hype of certain publications that just want to sell you things and tout "Paradise". Any place you live will have it's problems and no place is perfect. Especially when moving to a different country which will have a different culture, different foods, possibly a different language that you will have to adjust to and learn to live with. You have to not only 'be okay' with all the many different things about living in another country but if you actually 'enjoy' it and embrace the differences you'll be happy. It's so important, (in my opinion) to embrace the place you choose to move to. If you want to live in a gated community and isolate yourself from the people then you might as well stay in the States or Canada or wherever you came from. If your expectations of living abroad are that you will find all the same things there that you had wherever you came from you'll be very unhappy. If you expect to experience a completely different way of living then you will be in for the time of your life. Don't move for "Paradise", move for an Adventure! :)
What's my best strategy for health insurance for retiring in Nicaragua?
Barry Oliver - Surfing Nahua
I used to have a health insurance program out of London called IMG, but I have since moved to an insurance program out of Florida called Claria that has a very high deductible. For my entire family, our premiums are about $3,000 a year. Even though my insurance company is in Florida, for any healthcare claims here in Nicaragua, I just have to submit any bills you I have. Our insurance company covers full blood work and full checkups every year. They cover...
I used to have a health insurance program out of London called IMG, but I have since moved to an insurance program out of Florida called Claria that has a very high deductible. For my entire family, our premiums are about $3,000 a year. Even though my insurance company is in Florida, for any healthcare claims here in Nicaragua, I just have to submit any bills you I have. Our insurance company covers full blood work and full checkups every year. They cover $700 each for my wife and I, and $200 each for the kids. We pay for the exams in the hospital, send the receipts in, and we get a check back within 30 days.
Normal doctor visits in Nicaragua are just so inexpensive at $10 - $30, so it really doesn’t make any sense to have insurance that will cover them. It makes a lot more sense just to have insurance if there’s some type of drastic thing that happens, in which case you’ll be covered. That’s our strategy for health insurance here in Nicaragua, which seems to work well for us. Claria, the insurance that I have, covers us outside of Nicaragua, too.
I spoke to a good insurance guy before I switched to Claria. He looked over the insurance plan that I used to have and told me, “Do you know that if you get in a surfing accident or a mountain biking accident, your policy does not cover anything?” I surf and mountain bike a lot. I told him, “No, I didn’t know that. That’s good to know.” That’s when I switched to Claria.
Now that I’m with Claria, I’m happy because it covers anything anywhere, and it has worked out great thus far. As I wrote above, they also cover the exams every year for a total premium payments of a little over $3,000 a year, sot that’s good, too. We spend over $1,500 a year in exams that Claria takes care of. That means a little over $100 a month for these exams for me and my wife. I’m in my mid 40’s, and my wife’s in her late 20’s. Her plan is actually a little more expensive than mine because she’s still in the age group that’s more expensive when you’re having kids.
(Claria Life and Health Insurance logo, pictured.)
How's the kayaking, rafting, and canoeing in and around Cayo, Belize, including San Ignacio and Belmopan?
Hannah Weber - Vanilla Hills Lodge
There are spots to rent canoes, like the Chaa Creek Lodge. Our guests go there, rent a canoe, and go downstream on the river for 2 hours. They end up in San Ignacio. The lodge picks them up and brings them back to their car. You can also rent a canoe there and go upstream if you like. La Ruta Maya just recently started. This is the biggest canoe race in the country. It happens in March and it is a 4-day event. The race starts in San Ignacio and ends...
There are spots to rent canoes, like the Chaa Creek Lodge. Our guests go there, rent a canoe, and go downstream on the river for 2 hours. They end up in San Ignacio. The lodge picks them up and brings them back to their car. You can also rent a canoe there and go upstream if you like. La Ruta Maya just recently started. This is the biggest canoe race in the country. It happens in March and it is a 4-day event. The race starts in San Ignacio and ends in Belize City. There are four different points that the competitors need to reach every day. Once they reach it, they stop and then they continue the following day.
The water in the rivers in Cayo is shallow so I’m not sure if rafting is done here. During the rainy season, the current on the river is very strong but during the dry season, it’s very slow-moving.
(La Ruta Maya race 2016 taken by the staff at The Lodge at Chaa Creek,t San Ignacio, Belize, pictured.)
How are the rules of etiquette or customs different in Portugal?
Carol Bartlett Ribeiro - Carol Bartlett Ribeiro, Property Consultant
The Portuguese language is a very formal language, but like everything else in the world today it’s becoming more and more relaxed. There is a generation of Portuguese who are “old school” who would stand up when elder people come in to a room, and that, in Portuguese would never refer to their mother or father using the informal of “you”, “tu.” Today, in general, young children today will be less formal but...
The Portuguese language is a very formal language, but like everything else in the world today it’s becoming more and more relaxed. There is a generation of Portuguese who are “old school” who would stand up when elder people come in to a room, and that, in Portuguese would never refer to their mother or father using the informal of “you”, “tu.” Today, in general, young children today will be less formal but in certain levels in Portugal there are still very strict rules of who you are, where you are, where you’ve been, and how you live.
On average now it’s a lot easier going than it used to be. I was talking to a friend of mine today about the time when girls would go out there would always have to be chaperone because the parents wouldn’t let it be any other way. These days if you told a 12 year old they needed to have a chaperone, they would say, “Are you crazy?”
In America, even if you’re the president of the company, people would say to you, “Hi, Bob,” whereas here in Portugal it would always be “senior doctor” or “senior professor” or “mister engineer.” You would never use the more informal way of speaking; until you became friendly with them, there’s always that formality. So you would never say, for example, “Senior Bob” you would say “Senior Johnson,” you wouldn’t say the first name. So there are small things like that that would be a faux pas.
The Portuguese are really, really impatient when they get behind the wheel of a car. They drive like lunatics on the motorways and you wouldn’t think it was the same race of people that gets behind the wheels of their cars and they sit on your bumper or don’t let you in. For them, it’s “me first, me first,” which is odd, because they’re not like that we’re they’re chatting to you, but behind the wheels of their cars, you do have to be careful, or, alternatively, you just do what they do.
(1836 sketches of women of Portugal, pictured.)
How are women and girls treated in Panama?
Chris Frochaux - Chris Frochaux - SERVMOR REALTY
In Panama, women and girls are placed on a pedestal; up to a degree. It's good to take into account the country's Spanish - and therefore Catholic - heritage. In Spain, it's common to encounter ladies with names such as "Purisima" (the purest) and "Inmaculada" (immaculate). Even names such as Mercedes (as in Benz) or Dolores (usually turned into Lolita, like in Nabokov's novel) come straight from the Virgin Mary: María de las Mercedes (our Lady of Mercy) and...
In Panama, women and girls are placed on a pedestal; up to a degree. It's good to take into account the country's Spanish - and therefore Catholic - heritage. In Spain, it's common to encounter ladies with names such as "Purisima" (the purest) and "Inmaculada" (immaculate). Even names such as Mercedes (as in Benz) or Dolores (usually turned into Lolita, like in Nabokov's novel) come straight from the Virgin Mary: María de las Mercedes (our Lady of Mercy) and María de los Dolores (Our Lady of Sorrows). This is obviously a very high standard, and while brides are expected to marry in virginal condition, the grooms substantially less so. Parents generally encourage their sons to be promiscuous and their daughters chaste. There is currently a heated debate in Panama about Law 61 that attempts to provide the basis for sexual education in schools. While it's crucial to preserve children's innocence, it comes at the cost of 11,000 teenage pregnancies each year. "Machismo" is a Spanish word, which has no equivalent in English. The Latin culture is rooted in a traditionally male-dominated environment. Nonetheless, like most everywhere in the world, women and girls are making inroads, mostly through increased access to education. Panama has already had a female president, Mireya Moscoso. In the current government, the vice president and prime minister of Foreign Affairs Isabel de Saint Malo is representing her country with aplomb and elegance. The chief engineer in charge of the Canal's widening, is also a lady: Ilya de Marotta, in charge of that 5.5 billion dollar project. And those are only a few examples that come to mind. Generally speaking, girls are progressing faster than their counterparts in other Latin American countries, possibly due to Panama's enviable position as a bridge between cultures.
(Pictured: Prime Minister of Panama, Isabel de Saint Malo.)
Recently Posted Expat Stories
Friendship in Panamá
Panamá, Friendly and Warm
It is a phenomenon that everyone wants to visit Panamá, and beyond that, to retire in this little, but exceptional place.
You might say: "Well, it´s like every other country in Latin América"... a little noisy perhaps, lots of traffic, a combination of old and modern architecture, exceptional rainforest, good and relaxing life, family oriented... just to mention some of the features that...
Carnival in Panamá
Panamanians take Carnival very seriously. Many people prepare themselves for months to participate, in any way, in the Carnival, and visitors book their flights almost a year in advance to enjoy these four days of music and dancing.
A version of Carnival is called "Fiestas del Rey Momo" (King Momo party), which is celebrated throughout the country, but mainly in Las Tablas, on the Azuero Peninsula. Lately more and...
