Best Places In The World To Retire

One of the things to know about living abroad is that life is going to be different, so you should be open-minded and non-judgmental about it. We're flipping sides here. We're going from being in our comfort zone, in a place where everybody looks like us and we’re going to be the minority in the new country. We're not going to fit in 100%.
 
I was actually having this conversation the other day with somebody who owns a very big blog about living abroad. ...

One of the things to know about living abroad is that life is going to be different, so you should be open-minded and non-judgmental about it. We're flipping sides here. We're going from being in our comfort zone, in a place where everybody looks like us and we’re going to be the minority in the new country. We're not going to fit in 100%.
 
I was actually having this conversation the other day with somebody who owns a very big blog about living abroad.  They're saying that, once you leave, you aren't going to fit in a 100% in a country that you're going to. You’ll always a little bit of a foreigner - an outsider. And when you come back, you aren't going to 100% fit in America or the country that you're coming from, because you have changed. You have opened your eyes. You have had an experience that is not the norm and you have evolved. You’ll change in ways that you can't really expect but it's always in a good way.

 

(Pictured to the right and above: teaching orphans to surf in Costa Rica.)

 So you just kind of end up with maybe one foot in Ecuador and one foot in America or wherever you're from. You're never going to fit in 100% in one place. That's okay. People might not even notice when you come back to America, but you don’t notice. They'll start to notice the way in which you're different and you'll start to appreciate it more. 
 
Another thing to know about moving abroad relates to planning. It's really actually quite good to have somebody on your team to help plan, because one of the most common things that happens is when you don't have clear plan when you move, a lot of well-meaning people will try to help you, but also a lot of people try to take advantage of you. You might attract situations and people that don't have your best interests in mind. For example, if you look different and you're moving from a different country they might assume you have money. You don't want to just take advice from the first people that you meet when you get to your new country. Sometimes, even on forums, people have their agendas in mind and their best interests, not yours.
 
You want to get an objective perspective.  It could be anybody who has experience in that country that you're moving to and has positive reviews. That's really important because I can't tell you how many times I’ve been on an airplane and heard someone sitting next to me or behind me or in front of me, talking very loudly, giving advice to someone who's coming to Costa Rica or Mexico for the first time. The person giving the advice seems always to be a foreigner who's been there for maybe a year or even less. In some cases they've been there like 3 months or 6 months. In any case, they are giving really bad advice and very wrong information to an unsuspecting person who's sitting next to them on a plane. That's where it starts. It starts there and it doesn't end while you're in the country. People want to share their information with you but you can't be the judge of whether or not it's good or bad information.

 

(Pictured to the right and above: working in Punta Pacifica, Panama City, Panama.)

When people move to a new country, they tend to be very much more trusting than they would be at their country of origin. In a normal day, when we go to work, for example, we get in our cars, we drive to work and then we go off to where we work and we see all of our co-workers. We don't tend to ask any strangers for life advice or any type of advice on the side of the road or inside of a restaurant or just anywhere. What happens when people go abroad is they don't have any close connections; friends, co-workers or any family members so the first people they meet become their comfort zone. You want to be able to have some selection of who those people are and not just the first people you meet.
 
For example, a lot of people move to Costa Rica, for example (and this can happen anywhere) and then they want to have social gatherings, so they might invite people to come over to their home who they met in the first month or so or even in the first year that they've been living in a place. They invite a lot of the locals, like local surfers, used to tell me that these people are their friends. They come down every year for a few months and they tell me that they see them every year.  Even if just one of those people is not well meaning that person could tip off somebody that you have a flat screen TV or whatever you have that has a value in your house. Somebody could break into your house and know exactly where to go to steal something because one of your acquaintances told them.
 
This is true especially if you're going to a country where the income is low, in Nicaragua for example, where their per capita income is one of the lowest in Latin America, just above Haiti.  When you make more in a day what they can make in a year, they could be really good people but they could be in such a desperate need that they would steal or something like that to get by.
 
I wish I could tell every expat moving abroad, just keep a little bit of that filter and barrier and self-awareness. Before you invite people to your home and take people's advice, you really need to get to know them. If you can come from that approach where you know that these other things are possible (even though they are not necessarily going to happen to you but has happened to other people), then you can choose your friends and your inner circle with more care. If you do this, you'll end up having a more positive experience and you might even end up realizing sooner rather than later, these people are not really nice friends.

 

(Pictured to the right and above: overlooking Mayan ruins in Mexico.)

 
Your caution should extend to other foreigners as well. There are foreigners who have been in the country for a long time. Maybe they are business people. They might also be there for the wrong reasons or not have your best interest in mind when there’s a business deal, real estate transaction, or other similar events. You have got to think like this and take caution wherever you go.
 
In Nicaragua, Mexico or Ecuador, you’re probably not going to be able to depend on the local justice system for anything when something goes wrong. It's not realistic in most cases. You really have to be your own judge of everything. I don't want it to seem like a dire warning but I have seen people who move abroad completely drop everything and just want to be friends with everybody at the same time and make decisions that they would not make back in California or Colorado or New York City. I would just say, keep your head on and stay smart.
 
On the other side, you should enjoy the place you’re moving to.  Wherever you go, get to know your surroundings very well. A lot of people, because they do research on the Internet, will pick one place, move there, and then end up in their daily routines. That's great, but then they miss out on a lot more of the country. Take advantage of where you are.  Usually the cost of traveling is lower once you get down there. I when I lived in Costa Rica and Nicaragua, I think that I literally drove all around the country multiple times. I don't know if there's any stone I left unturned. And I was surprised at how few of the locals or foreigners had ever been to most of the places I visited, and how people tended to just go to the main places.  You really get to see the local culture and the beauty when you go off the beaten path. 
 
In Nicaragua, for example, I went to most of the beaches between San Juan del Sur and the tip of Nicaragua, up by El Salvador.  And then, one day in 2008, (I had a driver at the time that I paid US $100 per month) I decided to explore some of the towns in the towns in the mountains.  I was in a little town called Aposentillo, about 45 minutes north of Chinandega.  I drove from there to Estelí, Jinotega, Matagalpa, and many very small, mountain towns.  Some of them didn’t even have hotels.
 
Along the way, I got to see a lot of beautiful pottery.  Some of the towns didn’t even have a restaurant, so instead of eating at a restaurant, I remember eating at someone’s house.  The locals were very surprised, even though I speak fluent Spanish.   They wanted to know who was this blonde haired, 25 year old girl, driving a blue Xterra, coming into our town to walk around and visit.  It was really cool. I love doing things like that, and have done similar things in every country I go to, even, for example, in Thailand, from which I just returned.  I highly recommend expats do it as well. 
 
Slow travel is better.  If you can, I recommend that you go somewhere for several months or even a year and really explore the entire country and then decide where you want to live.  In my experience and the experiences of my clients, that is the way you’re going to find where you would feel most at home.
 
Take advantage of being in a new place.  You will be surprised.  You’ll end up going places that aren’t really on the tourist map.

There are plenty of rivers, lakes, and waterfalls in Nicaragua; that is one of the reasons why Nicaragua is known as the "Land of Lakes and Volcanoes".

 

Rivers in Nicaragua are so important that some of them are used as geographic limits, transportation routes, irrigation, and more. Here are some examples: the Río San Juan borders Costa Rica; the Río Coco- the longest river of Central America-borders...

There are plenty of rivers, lakes, and waterfalls in Nicaragua; that is one of the reasons why Nicaragua is known as the "Land of Lakes and Volcanoes".

 

Rivers in Nicaragua are so important that some of them are used as geographic limits, transportation routes, irrigation, and more. Here are some examples: the Río San Juan borders Costa Rica; the Río Coco- the longest river of Central America-borders Honduras; the Río Escondido is a major transportation route; the Río Grande de Matagalpa is the main river system of Nicaragua; the Río Malacatoya is used for rice plantations on the Pacific, etc.

 

There are two lakes in Nicaragua, the Cocibolca and the Xolotlán Lake. The Cocibolca Lake is the second largest  freshwater lake in Latin America; besides, it is the only lake that has freshwater sharks. Additionally, it was a main transportation route for miners and coffee buyers coming from Nicaragua to California, US, hundreds of years ago. The Xolotlán Lake, also known as "Lake of Managua" is the second largest lake of Nicaragua. On its south shore is located the capital of the country. Unfortunately, this lake has been contaminated; nevertheless, the process for cleaning it started a few years ago.

 

Besides rivers and lakes, Nicaragua has many waterfalls and lagoons, Some waterfalls are San Ramón, Salto de Estanzuela, and Wabule; some lagoons are Apoyo, El Tigre, Tiscapa, and Xiloa; all of these are accessible by road and beautiful.

I would say the best way to rent a house or apartment in Panama is to first settle in a hotel, until you ask around and find a good and professional real estate agent, or look in the local newspaper for good offers.  But as you do not know the different areas, get good references first, before you start taking your time to go and take a look.   Usually on line you find the highest renting prices... but doing so will give you an idea.  When you...

I would say the best way to rent a house or apartment in Panama is to first settle in a hotel, until you ask around and find a good and professional real estate agent, or look in the local newspaper for good offers.  But as you do not know the different areas, get good references first, before you start taking your time to go and take a look.   Usually on line you find the highest renting prices... but doing so will give you an idea.  When you arrive, you may visit the real estate, after you ask for references, and see if it´s worth the visit, or ask if they have other offers.  A wise thing to do is to use only one real estate agent, one who knows well the area, and speak English, if you don´t speak Spanish;  less confusing.    Sometimes not the best web pages are the best real estate agents.   For example there are very well known real estate agencies in Panamá, established for many years, and some of them, with alliances in US territory.  The recognized ones are the ones who belong to the Panama or American Chamber of Commerce.  You can call them for references.

There’s a reason why Belize hummingbirds hum – they are polygamous. Even in the Bird World, it’s good to be a guy.

 

Hummingbird harems – or leks – are the hippy communes of the bird world. Up to 100 males congregate in the lek colony and carve out their turf – which may simply be a perch on a petal. Then, the singing begins – both solo and chorus performances – with the sole aim of attracting females into the lek.

...

There’s a reason why Belize hummingbirds hum – they are polygamous. Even in the Bird World, it’s good to be a guy.

 

Hummingbird harems – or leks – are the hippy communes of the bird world. Up to 100 males congregate in the lek colony and carve out their turf – which may simply be a perch on a petal. Then, the singing begins – both solo and chorus performances – with the sole aim of attracting females into the lek.

 

There are about 348 species of hummingbirds in the world, with 26 species zipping through the airways of Belize. If you’re a birder and long to see a Green-breasted Mango, Purple-crowned Fairy or Sparkling-tailed Hummingbird, pack your binocs and book a trip to Belize.

 

After singing their praises, the male hummers then dance for the apple of their eye. Flashing their gorgets (colourful patch of throat feathers), the courtship continues. With avian swagger, they puff out their chests, bop their heads from side to side and “dance” in the air, showing off their tail feathers. Think of a winged Mick Jagger.

 

If the female is impressed, the mating ritual is consummated.  While hummingbird breeding occurs year round in Belize, the height of breeding takes place when flowers are in profusion. Look for hummingbird leks in Belize on the forest floor, in a clearing or on a slope under the canopy. As few as 3 male hummingbirds may form a lek so you have to be eagle-eyed to spot a hummer harem. Belize’s Western Long-tailed Hermits are an example of lek-breeders.  Research evinced shows that leks are formed just before sunrise - so the early bird gets the bird.

 

The Ruby-Throated Hummingbird, one of the hummingbird species found in Belize, is not a lek-breeder. The males do mate with more than one female hummer, but not in Belize. They reserve their mating cycle to the spring and summer months in North America.

 

However, the courtship rituals of the Ruby-Throated Hummingbird – and many other Belize hummingbirds - are a sight to behold.  In a flamboyant display of artistry and skill, males skyrocket up to 50 feet in the air and then dive downwards up to 60 mph, with wings flapping up to 200 times per second, registering a G-force almost nine times that of gravity. They put on the brakes and pull a sharp U-turn upwards just before contact. This U-turn wooing is repeated again and again.

 

When they’re not pulling U-turns or humming in their harems, hummers are out scouting for food – efficiently and intelligently.

 

You can expect a little rocket science from hummers – they have the biggest brain of all birds. Although their brains are 7,000 times smaller than ours, their brain to body weight ratio is 4.2% versus 2% for that of a 150-pound person. Bird brains, they are not. Hummingbirds remember every flower visited and how long it takes the plant to replenish pollen and nectar.

 

While most birds seek out food sources by means of the visual spectrum only, hummingbirds can also detect ultraviolet patterns in flowers. The ultraviolet reflectance acts like a neon sign, advertising the location of pollen and nectar in the flower.  As polygamists go, they are great pollinators.

 

For a chance to view some of Belize’s hummingbirds – up close and personal – visit our Belize Eco Village in the foothills of the Maya Mountains. You’ll see them whizzing through the understory and canopy of this spectacular Belize rainforest community, zipping by our Torch Ginger. You might even be lucky enough to view their dazzling, dive-bombing display. Book a visit to see these fascinating winged wonders!