How corrupt are the police in Mexico? Do I need to bribe the police in Mexico?
SONIA DIAZ - Sonia Diaz
Yes, there are some police in Mexico who are corrupt, but not all are, though. Corruption can happen when they see an opportunity. For example, when you have a Mexican car and they ask for proof your emissions test are current, the annual fee called refrendo is paid or a Mexican driver’s license. So, I advise my clients to always follow the rules to minimize opportunities for them to ask for a bribe. Paying a bribe / mordida is a felony.
An example...
Yes, there are some police in Mexico who are corrupt, but not all are, though. Corruption can happen when they see an opportunity. For example, when you have a Mexican car and they ask for proof your emissions test are current, the annual fee called refrendo is paid or a Mexican driver’s license. So, I advise my clients to always follow the rules to minimize opportunities for them to ask for a bribe. Paying a bribe / mordida is a felony.
An example is if you are driving a foreign-plated cars from an American state or Canadian province, you may be stopped by the police and asked for your tourist FMM card or temporary resident visa. Or they may ask to see your driver’s license. The Mexican police will say that you should have a Mexican driver’s license, which is not true for foreign-plated cars. Your U.S. or Canadian driver’s license can be used when driving a foreign licensed car in Mexico, but you should also have your visa with you. Only, Federale police and Aduana may legally ask to see your car permit.
If stopped and you have done nothing wrong ask for a ticket. Do not hesitate to take their photo with your phone or a camera. Do not let them intimidate you. You may also call your lawyer or consulate / embassy. This happens less often in San Miguel but it is quite common as you enter Celaya.
With a valid ticket for a driving violation most of the time, you have to pay the fine at the traffic police office within 10 business days.
(Pictured: Old photo of San Miguel de Allende, with parroquia in background.)
What are the sports and games in and around Nicaragua?
Blue van Doorninck - Rancho Chilamate Horseback Adventures & Guest Ranch
Baseball is the national sport of Nicaragua. The Americans introduced it and locals call it “Beisbol”. Every community has a baseball diamond and they have big stadiums, too. The closest stadium to us here in San Juan del Sur is in Rivas. If you are a big fan of baseball and you want to watch a professional game or see the best players in Nicaragua, you can absolutely go ahead and do it.
Recently, here in San Juan del Sur, the Australian expats formed a rugby team,...
Baseball is the national sport of Nicaragua. The Americans introduced it and locals call it “Beisbol”. Every community has a baseball diamond and they have big stadiums, too. The closest stadium to us here in San Juan del Sur is in Rivas. If you are a big fan of baseball and you want to watch a professional game or see the best players in Nicaragua, you can absolutely go ahead and do it.
Recently, here in San Juan del Sur, the Australian expats formed a rugby team, they invited some Nicaraguans to play, and they are doing very well. They have played against towns like Granada and Managua. This is all even though Nicaragua does not have a rugby team that competes internationally.
There are a lot of recreational sports that exist here in Nicaragua in general. They have a lot of pickup games such as baseball and soccer. They go to the park and anybody there could just join in. They have little leagues, too.
How are the rules of etiquette or customs different in Belize?
John Acott
It’s very casual here, from how you dress to everything else. There is no class system at all here. The Prime Minister would call me “John” because he knows me. So it is a very casual country.
To avoid unintentionally offending a Belizean, don’t tell them, “In America, we do it this way.” They don’t like that. Other than that, you shouldn’t worry at all. They are very casual...
It’s very casual here, from how you dress to everything else. There is no class system at all here. The Prime Minister would call me “John” because he knows me. So it is a very casual country.
To avoid unintentionally offending a Belizean, don’t tell them, “In America, we do it this way.” They don’t like that. Other than that, you shouldn’t worry at all. They are very casual people and they are very easy going. They are very hard to insult.
Belizeans like to stop and talk. They stop in the middle of the road, park their car, and talk. That could be frustrating sometimes to a North American, but they are very nice people. They have never been unkind or unfriendly to me in the 30 years that I’ve been here. They’ll stop their cars in the middle of the road. You will see horses walking through town. Women breastfeed their babies openly here and that is not a big thing.
There are no rules and regulations like the ones in the US. You can drive on a one-way street and get away with it and they don’t stop at stop signs all the time. What guides them here is more common sense than laws. Traffic violations are still against the law, but they are not going to give you a ticket for it. We don’t have any speed meters or radar traps here. You can drink and drive. It’s still against the law, but no one is going to pull you over.
(Pictured: The Placencia Assassins Football Club. Placencia, Belize.)
Are there tax advantages or disadvantages if I retire, work or live abroad?
Jay Butler - Asset Protection Services of America
If you are U.S. citizen with foreign earned income and are (or will be) a bona fide resident of a foreign country for any entire year, or physically present in a foreign country for no less than 330 days during a year, then you may qualify for the "Foreign Earned Income Exclusion" as allowed by the Internal Revenue Service (IRS):
Advantage to Working Abroad - The Foreign Earned Income Exclusion
If you are a U.S. citizen or a resident alien of...
If you are U.S. citizen with foreign earned income and are (or will be) a bona fide resident of a foreign country for any entire year, or physically present in a foreign country for no less than 330 days during a year, then you may qualify for the "Foreign Earned Income Exclusion" as allowed by the Internal Revenue Service (IRS):
Advantage to Working Abroad - The Foreign Earned Income Exclusion
If you are a U.S. citizen or a resident alien of the United States and you live abroad, you are taxed on your worldwide income. However, you may qualify to exclude from income up to an amount of your foreign earnings that is now adjusted for inflation:
$91,400 for 2009
$91,500 for 2010
$92,900 for 2011
$95,100 for 2012
In addition, you can exclude or deduct certain foreign housing amounts. You may want to research or inquire about IRS form 2555 for more information.
Disadvantage to Retiring Abroad - Receiving SSI and Medicare
Although you should still be eligible to receive Social Security (SS) irrespective of where you live, if you are a U.S. citizen and move offshore Supplemental Security Income (SSI) and Medicare payments will cease to be paid. SSI is taxpayer funded program which assists the blind, elderly, low income and disabled and is not available to U.S. citizens living abroad. Likewise, Medicare provides no coverage overseas but may be available for those who are living in a foreign country for an undetermined period of time and have plans to return.
As with any tax matter, it is always advisable to seek the competent advise of a tax professional.
Your neighbors in the Algarve would be a mix depending on where you live. If you live in a town they would more likely be Portuguese. The bigger the town the more likely it would be to have Portuguese neighbors. Further out it is more likely there would be a mixed bag of people. There are certainly municipalities where six or seven nationalities could surround you, a little bit like Florida.
When I lived just north of Miami, I had neighbors from three or...
Your neighbors in the Algarve would be a mix depending on where you live. If you live in a town they would more likely be Portuguese. The bigger the town the more likely it would be to have Portuguese neighbors. Further out it is more likely there would be a mixed bag of people. There are certainly municipalities where six or seven nationalities could surround you, a little bit like Florida.
When I lived just north of Miami, I had neighbors from three or four nationalities who were very transient. The Algarve doesn’t have quite the same transient society that I felt in Southern Florida, but certainly from a heterogeneous perspective, there are a variety of nationalities that reside in the Algarve. It’s fairly likely that your neighbors will be Portuguese, English, Dutch, or German because of the number of people from those countries who have settled in the Algarve.
Most of the people who move to the Algarve would tend to be wealthy by Portuguese standards and comfortably middle class or wealthy by international standards. Most people who have made the decision to come here so they do so because they are financially able to afford to do so. This is a pensioner’s paradise. These are people who have their pensions intact and can afford a good living in the Algarve, where you could easily live on a lot less than you would if you were living in London, New York, Stockholm, Helsinki or Paris. And so, what we find is that people here who come from abroad and in particular the pensioners have a much higher quality of life and spending power, than the average across Portugal and from whence they came.
(Jose Mourinho, Portuguese football manager, pictured.)
What's the best way to go about renting a house or apartment in Panama?
Lourdes Townshend
I would say the best way to rent a house or apartment in Panama is to first settle in a hotel, until you ask around and find a good and professional real estate agent, or look in the local newspaper for good offers. But as you do not know the different areas, get good references first, before you start taking your time to go and take a look. Usually on line you find the highest renting prices... but doing so will give you an idea. When you...
I would say the best way to rent a house or apartment in Panama is to first settle in a hotel, until you ask around and find a good and professional real estate agent, or look in the local newspaper for good offers. But as you do not know the different areas, get good references first, before you start taking your time to go and take a look. Usually on line you find the highest renting prices... but doing so will give you an idea. When you arrive, you may visit the real estate, after you ask for references, and see if it´s worth the visit, or ask if they have other offers. A wise thing to do is to use only one real estate agent, one who knows well the area, and speak English, if you don´t speak Spanish; less confusing. Sometimes not the best web pages are the best real estate agents. For example there are very well known real estate agencies in Panamá, established for many years, and some of them, with alliances in US territory. The recognized ones are the ones who belong to the Panama or American Chamber of Commerce. You can call them for references.
After three years in Africa, first with Habitat for Humanity and then with the Peace Corps, Willy and Karan Schreiber again joined the Peace Corps and were embedded with the Embera Indigenous Tribe in the Darien Province of Panama, next to the Colombian border.
They empowered their new neighbors, friends, and the Tribal Leaders to start a sustainable business selling the extraordinary handicrafts that the Embera create. The result was a Tribal Cooperative for the manufacture and sale...
We find our way back to Los Cuatro Tulipanes in Casco Viejo by landmarks, sights and sounds: the nonchalant dog who lays on the sidewalk near the president’s security guard (who seems to be the only dog in a city of cats); the smell of beef broth from an open door whose meaty heat is added to the saturated heat of close dwellings and narrow passage ways, causing a linear view of the sea, its pungency carried by erratic winds; and remembering to walk just past the ruins of a convent that...
Robert and Isabelle Shahverdians found the place that eventually became La Rosa de Los Vientos in Pedasi, Panama after they had traveled Costa Rica and found it wanting. They then moved around Panama, to see if there was something better.
In the environs of Pedasi, they found a place where the road had few inhabitants and came to a bit of land that faced the Pacific, around a small bay lapped by quiet waves. It was there that they made their spot at the end of...