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Recently Answered Questions
Are there American-trained doctors in Chapala and Ajijic, Mexico?
Joan Silver
The majority of the doctors in Chapala and Ajijic have been educated in the United States and speak perfect English. Frequently you'll see advertisements that show where these doctors had medical training. We were once very suspicious and uncomfortable about the quality of medical care in Chapala and Ajijic. Then we were told about a story of an American who went to see a doctor here at Lake Chapala and was referred to a specialist in Guadalajara. The...
The majority of the doctors in Chapala and Ajijic have been educated in the United States and speak perfect English. Frequently you'll see advertisements that show where these doctors had medical training. We were once very suspicious and uncomfortable about the quality of medical care in Chapala and Ajijic. Then we were told about a story of an American who went to see a doctor here at Lake Chapala and was referred to a specialist in Guadalajara. The specialist confirmed what the local doctor had said that he needed a heart operation.
The American said “Well, I don't feel comfortable having the heart operation done in Mexico. I'm going to fly back to Florida and have the operation done there”. On the operating table, the American finds out that the physician dong the surgery is the same specialist he had met in Guadalajara. Obviously, the heart operation costs more in the United States than it is in Mexico, even though it was performed by the same physician.
(Hospital Guadalajara, Mexico, pictured.)
Do I have to file my Canadian taxes if I retire, work or live abroad?
Karyn Saunders
If you become a non-resident then no you do not have to file taxes. Becoming a non-resident is a matter of selling all property and closing all personal accounts. You can leave your RRSP's in Canada but no other ties to the country can remain. Once you become a non-resident then you do not need to file yearly taxes. If you are not a non-resident then you will need to file your taxes every year.
If you become a non-resident then no you do not have to file taxes. Becoming a non-resident is a matter of selling all property and closing all personal accounts. You can leave your RRSP's in Canada but no other ties to the country can remain. Once you become a non-resident then you do not need to file yearly taxes. If you are not a non-resident then you will need to file your taxes every year.
Is it safe to drink the water in Boquete, Panama?
Giselle Leignadier - Hacienda Los Molinos
Yes, it is safe to drink the water in Boquete. You have to take into account that the water in Boquete comes from natural springs.The natural springs sometimes, especially on the rainy season, have more sediment, and from time to time, people who are not used to drinking the water from the springs need to use water filters. However, the locals or the people who have lived in Boquete for a long time do not need water filters because they are used to drinking the water coming...
Yes, it is safe to drink the water in Boquete. You have to take into account that the water in Boquete comes from natural springs.The natural springs sometimes, especially on the rainy season, have more sediment, and from time to time, people who are not used to drinking the water from the springs need to use water filters. However, the locals or the people who have lived in Boquete for a long time do not need water filters because they are used to drinking the water coming from the springs.
(Caldera River, Chiriqui, Panama, pictured.)
How are women and girls in Belize treated?
Hannah Weber - Vanilla Hills Lodge
Belize is a very macho country and women are treated in a different way compared to the US, Austria, or in other places. I have a feeling that if I ask certain persons here in Belize to do something for me, they would say, “yes” but they won’t do it, but if my husband asks them to do it, they would respond in a different way. A female friend of mine who owns a small place also has some workers, and quite often her workers do not do what...
Belize is a very macho country and women are treated in a different way compared to the US, Austria, or in other places. I have a feeling that if I ask certain persons here in Belize to do something for me, they would say, “yes” but they won’t do it, but if my husband asks them to do it, they would respond in a different way. A female friend of mine who owns a small place also has some workers, and quite often her workers do not do what she asks them to do. So in the beginning, just to establish my position properly, I paid all our workers. Also, I did some typical men's work, like cutting a tree with a chainsaw. I am sure our workers thought I was crazy because women don't do things like that down here. However, by acting like that, I was able to mark my position.
In a nutshell, if you are in Belize and you are a woman, you have to be tough when you want things done. But overall, women are treated with respect and personally, I never had a problem being treated poorly.
Mothers have a very high status in the family so Belizeans treat women with high respect. On the other hand, there is also domestic violence just like in other countries. The only difference is that for example, in Austria, there are lots of shelters for women and children, whereas here in Belize, there are not that many. Also, there is social stigma in going to a shelter, so women tend to be hesitant to ask for help. It resembles to Europe 40 or 50 years ago.
(Belizean woman, pictured.)
Do I lower my US, UK or other income tax liabilities if I retire or work in Portugal?
Luis Rodrigues - Gouveia Pereira, Costa Freitas & Associates, Law Firm, RL
If you move your residency to Portugal, under Portuguese law you are liable to pay taxes in Portugal. Portugal has signed treaties to prevent double taxation with 71 countries (including most European Countries, United States and Canada) that assure its citizens and residents the protection against being taxed in more than one country.If you move your residency to Portugal you may be entitled to benefit from the Non Habitual Resident Regime that allows you to obtain tax...
If you move your residency to Portugal, under Portuguese law you are liable to pay taxes in Portugal. Portugal has signed treaties to prevent double taxation with 71 countries (including most European Countries, United States and Canada) that assure its citizens and residents the protection against being taxed in more than one country.If you move your residency to Portugal you may be entitled to benefit from the Non Habitual Resident Regime that allows you to obtain tax exemptions on several types of income earned aboard such as pension income, dividends, interests, etc.
I cannot expand on the Foreign Earned Income Exclusion available to US taxpayers as I am not expert in US tax regulations. If you are a US taxpayer I recommend that you ask your tax expert about the Foreign Earned Income Exclusion, and how it could be combined with the Portuguese Non Habitual Resident Regime in order to give you the best outcome.
(View of the rooftops and the seaside from The Blue Boutique Hostel and Suites, Estoril, Portugal, pictured.)
How's the kayaking in and around San Juan del Sur, Nicaragua and the rafting in and around San Juan del Sur, Nicaragua?
Eugenio Cortez - Hacienda & Ecolodge Morgan´s Rock
You can kayak in the San Juan del Sur bay, or venture off in the different estuary that surrounds San Juan del Sur. At Morgan´s Rock, we have an estuary that we use for kayaking and bird watching. (You can see it pictured to the right.)
The best time for kayaking in San Juan del Sur is during the very early morning, or right before sunset.
You can kayak in the San Juan del Sur bay, or venture off in the different estuary that surrounds San Juan del Sur. At Morgan´s Rock, we have an estuary that we use for kayaking and bird watching. (You can see it pictured to the right.)
The best time for kayaking in San Juan del Sur is during the very early morning, or right before sunset.
Recently Posted Expat Stories
How Living Abroad Can Reduce Your Stress
Would you like to reduce your stress? Based on the hundreds of expats we've interviewed and the more than one thousand who participated in our studies, if you are like them, there is more than an 80% chance you could reduce your stress by moving abroad. As proof, first we'll provide the results from a survey we conducted about living in Panama, Belize and Nicaragua, in which we asked expats "What is your level of stress in your home abroad?":
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Sharing my house with baby birds
This little bird is a baby Panama Flycatcher. Mum and dad moved in above the light fitting in my kitchen in April 2012. I live on a little Caribbean island just off the coast of Panama in the archipelago of Bocas del Toro. This short tale is taken from my new book "Paradise Delayed", which is sub-titled "The pitfalls and pleasures (mainly the pitfalls) of Caribbean island life in the beautiful archipelago of Bocas del Toro, Panama". Life can be challenging and frustrating at times here,...
