What's the dress code in Chapala and Ajijic, Mexico? What clothes do they wear in Chapala and Ajijic, Mexico?
Luzma Grande - Ajijic Concierge Services
In Chapala and Ajijic, you would find that locals dress one way and expats dress another way. Mexicans use more formal clothing when going out. It is very rare for you to see a Mexican guy wearing shorts outside. Mexican people in Ajijic dress in a very Mexican way and you would notice that but it’s very rare that you see a Mexican woman wearing a long skirt and a manta, which is rustic cotton clothing for women here in Mexico.
The American expats who live...
In Chapala and Ajijic, you would find that locals dress one way and expats dress another way. Mexicans use more formal clothing when going out. It is very rare for you to see a Mexican guy wearing shorts outside. Mexican people in Ajijic dress in a very Mexican way and you would notice that but it’s very rare that you see a Mexican woman wearing a long skirt and a manta, which is rustic cotton clothing for women here in Mexico.
The American expats who live here dress a different way, too. They wear clothes that are made for gringos who live in Mexico. It is like the kind of clothes that you will find in a resort, which is more bohemian style, so they wear a lot of white or they wear lots of brilliantly-colored clothes with big accessories, which I don’t think you would normally see American women wear in the States or in Canada.
With regard to opportunities to dress up and go to events, someone told me that there are two types of people who retire in Ajijic. One type are the people who spend money in charities and events and they are ready to buy a smoking jacket just for an event. They are okay with spending 1,500 pesos (US $80) for two tickets for a charity event. But there are also people who will never go to those events.
I have been to some of those events like the Black and White Ball because I have been invited. It was incredible. Everybody was elegant and wearing black and white. Women wore very nice gowns and were well-made up. I have met these people and made acquaintances with them but I don’t belong to that group because they spend money in those kind of charities once every two weeks during the winter. It is a lot of money. There are people who can afford to dress formally in some occasions and that is why they have the clothes for that. There are also people who never do that at all.
There are also people who go to happy hours and usually go two for one in a restaurant where there is cheap and good food. I have friends in all these categories of people. In general, there are people here in Ajijic who are willing to pay for good quality clothes and there are people who are very careful at spending on clothing.
(Well dressed members of the Lake Chapala Society, Lake Chapala, Mexico, pictured.)
Yes, Ambergris Caye is safe. I am a single parent of a 13-year-old daughter. I have lived here for four and a half years, and the only rule I have for my daughter is that she call me half an hour before dark, so that I can make arrangements to come pick here up.
I go out and I feel quite comfortable walking the streets, going to clubs, dining out and meeting up with friends. I have no worries at all. I wouldn’t leave my bag in any bar in any circumstance. I...
Yes, Ambergris Caye is safe. I am a single parent of a 13-year-old daughter. I have lived here for four and a half years, and the only rule I have for my daughter is that she call me half an hour before dark, so that I can make arrangements to come pick here up.
I go out and I feel quite comfortable walking the streets, going to clubs, dining out and meeting up with friends. I have no worries at all. I wouldn’t leave my bag in any bar in any circumstance. I wouldn’t leave my bag in a restaurant and think that it will be OK. I wouldn’t walk up a dark alley at 2 AM. I don’t do those things here in Ambergris Caye, just like I wouldn’t anywhere else, so I am safe.
What's the geography like in Nicaragua in general? Does Nicaragua have mountains, volcanoes, beaches, lakes, waterfalls, or rainforests?
Lucy Valenti - Liv Nicaragua
Nicaragua is a very geographically diverse country, even though we do not have very high peaks compared to other places like Guatemala. We do, however, have mountains, which have the advantage of being a little bit cooler the higher you go.
In the Pacific coast of Nicaragua we have the volcanic mountain range, which starts in the northern part of the country and ends at the lake, in Ometepe Island, which was formed by two volcanoes. Most of the volanoes are dormant,...
Nicaragua is a very geographically diverse country, even though we do not have very high peaks compared to other places like Guatemala. We do, however, have mountains, which have the advantage of being a little bit cooler the higher you go.
In the Pacific coast of Nicaragua we have the volcanic mountain range, which starts in the northern part of the country and ends at the lake, in Ometepe Island, which was formed by two volcanoes. Most of the volanoes are dormant, but a few are still active, so it is very interesting for those adventurous people who want to learn about volcanoes, and do hiking on them, etc.
The coastal areas of Nicaragua are very interesting because we are one of the few countries that has two main oceans. The bays of our coastal areas are bathed by the Pacific Ocean and by the Caribbean in the eastern part of the country, and we have about 900 kilometers (560 miles) of coastal areas on both sides together, which is mainly still virgin. We still do not have big hotel chains on our coastal zones. We have many small hotels in those areas that have started to be developed.
We have a lot of reserves in this country and Nicaragua has the biggest natural forest in Central America, which is till protected—we call it the Amazon of Central America, because after the Amazon, it is the biggest reserve in the region. It is called Bosawas Biosphere Reserve.
Another very important natural reserve, which is in the region of the San Juan River and the boarder with Costa Rica in the southern part of the Caribbean area is called Indio Maiz Biological Reserve (“Indian Corn”). Both Bosawas and Indio Maiz are biosphere reserves, as declared by UNESCO.
Also the lake is an iconic, very important place in the country, because Lake Nicaragua is one of the 10 biggest lakes in the world, and the only one that has fresh water sharks. (In Nicaragua, you will hear Lake Nicaragua referred to as Lake Cocibolca, which is its indigenous name).
The biggest island in the world on a fresh water lake is also on Lake Nicaragua-- Ometepe Island, which is made of two volcanoes, one active and the other inactive. The inactive volcano is called Maderas Volcano, which is a natural reserve and protected as well.
Then we have the San Juan River in the southern part of the country, which is also a beautiful region of the country. It is full of stories of pirates and history like Cornelius Vanderbilt and the transit route that so many Americans used during those times, where Mark Twain wrote beautiful stories about Nicaragua and a wonderful river, as well as where the Spaniards built a castle to protect themselves from the pirates in Colonial times. Pirate Morgan used the San Juan River, and the legends say (although this is disputed) that it was in this area that Lord Nelson lost his eye.
In the central part of Nicaragua is the region of Chontales where much of the cattle in Nicaragua are raised. Nicaragua exports a lot of meat (including to the US), most of which comes from this region. Boaco and Chontales are the two main cities in this area.
Will Medicare cover me if I live (even part time) in Panama?
Michael Hinton
We just sent a friend back to Miami by medivac, which cost $32,000. He was veteran, retired, with full disability but VA would not pay his flight. VA was paying for his hospital stay here but he was not getting any better. He was in a VA hospital in the US for two months, had a stroke and passed away.
I have my health care in Colombia, which costs me $31 a month for full coverage. I just consider the $160...
We just sent a friend back to Miami by medivac, which cost $32,000. He was veteran, retired, with full disability but VA would not pay his flight. VA was paying for his hospital stay here but he was not getting any better. He was in a VA hospital in the US for two months, had a stroke and passed away.
I have my health care in Colombia, which costs me $31 a month for full coverage. I just consider the $160 round trip cost ticket as a deduct able. I have used it 3 or 4 times with a c- pay of a dollar. I have cedula for Panama and Colombia.
How's the weather in Algarve? What's the average temperature in Algarve?
Sarah Locke - Tavira House & Home
The Algarve has the perfect climate. It is dry and sunny for most of the year with an annual average temperature of 82ᵒF in the summer and 54ᵒF during the winter. The long summer here lasts from May to September where temperatures range from 75ᵒF in early summer to a heady 89ᵒF in the mid-summer months of July and August. The climate, combined with miles of pristine beaches and calm seas, make the Algarve a perfect holiday or retirement destination. The Algarvean winter is...
The Algarve has the perfect climate. It is dry and sunny for most of the year with an annual average temperature of 82ᵒF in the summer and 54ᵒF during the winter. The long summer here lasts from May to September where temperatures range from 75ᵒF in early summer to a heady 89ᵒF in the mid-summer months of July and August. The climate, combined with miles of pristine beaches and calm seas, make the Algarve a perfect holiday or retirement destination. The Algarvean winter is short and clement. Most of the rain falls during this time but the sun still shines and temperatures never go below 45ᵒF. They vary between 65ᵒF during the day and 50ᵒF at night.
It is interesting to note that the East Algarve is slightly warmer and less windy than the west, mainly due to its secluded location away from the open Atlantic Ocean. The climate is mainly dry with some the rainfall in the winter months of November, December, January and February, but even in the winter the skies are blue and sharp with brilliant sunshine and amazing light quality. This could explain the Algarve´s year round popularity with ex pats and tourists alike, also making it a number one European retirement location.
(Whitewashed church in Tavira, Portugal, pictured.)
How does the Foreign Earned Income Exclusion work?
Terry Bradford
The Foreign Earned Income Exclusion has to do with how much of your income you can exclude from your taxable income on your US income tax return. This only applies on active income that is earned outside of the US. Income from investments is not included.
We checked how the Foreign Earned Income Exclusion worked before we moved to Panama and we found out that a husband and wife who still intend to work here should file separate income tax returns...
The Foreign Earned Income Exclusion has to do with how much of your income you can exclude from your taxable income on your US income tax return. This only applies on active income that is earned outside of the US. Income from investments is not included.
We checked how the Foreign Earned Income Exclusion worked before we moved to Panama and we found out that a husband and wife who still intend to work here should file separate income tax returns because the US wants to know how much you are making outside the country and I believe that started 1998. The reason to file separately is because each spouse is allotted to make so much money in a foreign country that each can exclude from their US income taxes. For example, when we started this it was back in 2008. Back then, a husband could make US $87,600 per year and a wife could make $87,600 per year that they could exclude from taxable income on their US income tax. The amount able to be excluded progressed up all the way to the year 2014 taxable year where a husband could make up to $99,200 in a foreign country and it is excluded, and a wife could make up to $99,200 per year as well.
If you are a resident and you can prove that you are living in Panama for 330 days per year out of 360 days, then you can use the waiver form to claim the exclusion. There is a special form at the Internal Revenue Service and your accountant here in Panama and your accountant back in the US should use.
I am not a tax accountant or an attorney. This is just a broad understanding and also, since laws in the US change overnight, I very much highly recommend everyone who plans to live in Panama to check this matter with a qualified professional both in the US and here in Panama.
The old Spanish Fort San Juan de Ulúa still stands watch over the bustling port of Veracruz, Mexico, but it is no longer filled with many tons of silver and gold.
This fort was built in 1565 on the island where the Spanish first landed in their conquest of Mexico in 1518. And it was the last place held by Spain in Mexico. Although independence was granted in 1821. Spanish troops remained until 1825. For most of the 300 year period of Spanish rule, it was the main center...
Once Wee-Yiong Fung obtained his education in the US, he headed back to the land of opportunity, the place where his immigrant parents from China and Yugoslavia found hope: Panama. Along with other visitors to the Best Places site who were treated to a video of a narrated car ride Wee-Yiong provided as part of his answer to the question “What's it like to drive in Volcan and Cerro Punta, Chiriqui Province?” Jet now takes us on another journey with Wee-Yiong, one that is marked...
Panamá is very small country, but full of surprises. From biodiversity to pre-colony (15th century) famous path, to music, to technology and growth.
But I want to refer specifically to one man who made the difference in music. Born and raised in Panamá, he become an icon to locals, and is internationally known. His name was LUCHO AZCARRAGA. He was called to entertain at every important public or private event.