Are there American-trained doctors in Chapala and Ajijic, Mexico?
Yolanda Martinez
There are American-trained doctors in Chapala and Ajijic. I believe they are because our university, the Autonomous University of Guadalajara, I believe has an exchange program with the Indiana University in the United States.
I want to be a little more reserved for this question because sometimes the doctors in this area scare people a little too much. I understand the way American medicine is in the States. We’re so used to a system in being...
There are American-trained doctors in Chapala and Ajijic. I believe they are because our university, the Autonomous University of Guadalajara, I believe has an exchange program with the Indiana University in the United States.
I want to be a little more reserved for this question because sometimes the doctors in this area scare people a little too much. I understand the way American medicine is in the States. We’re so used to a system in being a number and going in and having a checklist and not being able to see a doctor. Mexico we’re not that way. You could call your doctor at two in the morning and say, “My stomach is swollen. I think I have a appendicitis. "
“Mr. Smith, are you having a fever?”
“Yes.”
“I’m on my way.”
We have the culture that doctors want to care and want to help. It’s not an insurance case. That being said, I believe we do have American-trained doctors but I would really recommend to use Maskaras, a clinic we have here or look for Dr. Leon or Dr. Polo Ibarra. There are many doctors who speak English that are great Mexican doctors. The American process of doing things sometimes isn’t always the right way.
In Mexico, it’s a different way of doing things. We’re a different country that maybe what was working there will be a different way of doing things here and it could work for you. So when it comes to doctors, I would shop around to see how you feel comfortable with the doctors.
The level of care in general, in Chapala and Ajijic, from the doctors, if you shop around, is better than what you will find in the United States. You can even get a knee replacement in a very high-end facility in Guadalajara for what you would pay for your Medicare deductible in the States.
How easy would it be for me to find a job in Nicaragua?
Frank Martínez
How easy it would be for you to find a job in Nicaragua depends on how old you are. About 50% of the population of native Nicaraguans is around 17 or 18 years old. Because of this large percentage of young people, the older people in Nicaragua tend to hold upper management positions. However, many of those between the age of those in their late teens and those in their 50s are slowly taking over because they have had 20 years of steady education from universities. They are armed...
How easy it would be for you to find a job in Nicaragua depends on how old you are. About 50% of the population of native Nicaraguans is around 17 or 18 years old. Because of this large percentage of young people, the older people in Nicaragua tend to hold upper management positions. However, many of those between the age of those in their late teens and those in their 50s are slowly taking over because they have had 20 years of steady education from universities. They are armed with this knowledge when they entered the work force. The older people are still part of the majority and are in charge of the majority of businesses, but the new generation of those just a little younger than them is closing the gap. I predict that in three to five years, those in their 50s will have a harder time getting a job. The older you get, the harder it gets.
As for expats who want to go to Nicaragua and find a job in Nicaragua, they have the same issues mentioned above. They may have experience working in the relevant job category, but it would be a bit more of a challenge finding work in another country because there are existing Nicaraguans who are competing for the same job. My advice for expats is, rather than come here to look for a job, to come with a business plan and open a small business of their own. This would be a wise move when going to Nicaragua, unless you are coming here as part of a job transfer from company or a foreign institution.
Is there racial tension, acceptance or diversity in Portugal?
Carol Bartlett Ribeiro - Carol Bartlett Ribeiro, Property Consultant
There never used to be any racial tension in Portugal, but there is a little bit now. In general, however, compared to a lot of other countries, even though some racial tension exists, it is very minimal.
There’s no discrimination like we have in South Africa but sometimes there are comments. The issues we have here are cultural. Portugal used to have colonies in Mozambique and Angola, so you would hear people asking why certain people do things...
There never used to be any racial tension in Portugal, but there is a little bit now. In general, however, compared to a lot of other countries, even though some racial tension exists, it is very minimal.
There’s no discrimination like we have in South Africa but sometimes there are comments. The issues we have here are cultural. Portugal used to have colonies in Mozambique and Angola, so you would hear people asking why certain people do things certain ways. We’ve had lots black clients from the US embassy, however, and we’ve never ever had problems.
We can also have economic issues. For example, there was a time when the less wealthy Brazilians were migrating and taking jobs as maids or gardeners that the Portuguese would have wanted, so here was some resentment there. But now the level of Brazilians who are coming into the country are the wealthy Brazilians who want to get out of Brazil because of the corruption and because of the criminalities. Well, criminalities always been in Brazil but it’s a lot worse now, so that’s why the wealthy Brazilians are getting out. So it all have to do with what level of people are migrating and if they’re competing for jobs.
(Portuguese air force during the 1960's in Luanda Air Base, Angola, pictured.)
If you buy something on Amazon, they ship here to Belize; it is doable. You have to have a PO Box. Unfortunately, if you do that, you pay a fair bit of duty, so I do not know if it is really worth it. There are also providers of mail receiving services like in Canada we have mailboxes. It’s not just like having a PO box, but you can have someone in the store receiving packages or mail for you. We have UPS and we have FedEx in Belize, too. It is all very possible.
The...
If you buy something on Amazon, they ship here to Belize; it is doable. You have to have a PO Box. Unfortunately, if you do that, you pay a fair bit of duty, so I do not know if it is really worth it. There are also providers of mail receiving services like in Canada we have mailboxes. It’s not just like having a PO box, but you can have someone in the store receiving packages or mail for you. We have UPS and we have FedEx in Belize, too. It is all very possible.
The delivery will take a little longer than you would expect, but you can definitely do that. You just have to pay for it. But your mailing address for your credit cards generally speaking should be from the US. A good amount of retailers will actually ship directly to Belize.
I do know that there is a Qualified Retired Residency Program in Belize. The duties in Belize from importing are based on the goods. When you move to Belize and you sign up for the Qualified Retired Residency Program, you get a year to import whatever you want and need from the US as long as it is personal, and it will be duty free.
After a year and let us say you buy something from Amazon, for example. Belize will tend to charge you import duties. I had some things sent from the US to me here in Ambergris Caye, Belize. I had to go to the post office to receive the package, where they opened the box in front of me. They will open the box with you standing there, go through the box, and they will decide how much duty you have to pay.
If a friend sends you gifts they will not charge you duties if your friend who sent it put a value on the gift of zero dollars because it is a gift. If it's a brand new item like a CD player or an iPod, the Belizean authorities still decide on how much duty you have to pay
Electronic goods are something they always charge a duty on. It will probably not be too much, but there would be duty for sure on anything electronic. If a friend sends you a brand new apple MacBook Pro, the duty on that I believe it can be as high as 40% of the total cost of the laptop. It is very high and it is not an advantage to you for a laptop to be sent to you in Belize. However, you can buy laptops in Belize. They are trying to encourage people to buy electronics in Belize, since we have people selling electronics here and they pay the legitimate import fees. They try to sell their goods here in Belize, but without the import fees they cannot compete with the American market.
What are the advantages and disadvantages of having a second passport?
Jay Butler - Asset Protection Services of America
There are several key advantages to holding a second passport (or dual citizenship) which include, but are not limited to, the ability to:
Leave the country in the event of civil unrest;
Travel internationally with greater anonymity to nations which are not hospitable toward your (home) country;
Open certain types of offshore bank accounts and investment funds;
Reduce or eliminate various forms of taxation;
Further protect...
There are several key advantages to holding a second passport (or dual citizenship) which include, but are not limited to, the ability to:
Leave the country in the event of civil unrest;
Travel internationally with greater anonymity to nations which are not hospitable toward your (home) country;
Open certain types of offshore bank accounts and investment funds;
Reduce or eliminate various forms of taxation;
Further protect assets, including precious metals and real property;
Securely hold ownership to offshore instruments;
Permanently live and work in the foreign country wherein the dual citizenship is held.
The are few (if any) disadvantages to having a second passport, shy of the negative media publicity toward individuals who are 'prepared' for difficult times ahead. You will want to be attentive to various tax consequences as holding citizenship in one jurisdiction may not preclude you from owing taxes in another jurisdiction, however there are Double Taxation Avoidance Agreements (DTAA) to help mitigate this.
How much does it cost for a housekeeper or maid in Coronado, Panama?
RICH Novak - RE/MAX Beaches & City! INC.
Coronado Beach Panama is a great place for you to live. My wife & I and our Calico Cat named Purr-Cie live in a 34 story tower named Coronado Golf. We enjoy fantastic views of the golf course, Pacific Ocean, mountains and palatial estates lining the Pacific Ocean shore. The slogan for Coronado Golf is "It's Time To Settle For Everything!"
Many Expatriates live in the Coronado area and an Ex-Pat from the United States who uses the...
Coronado Beach Panama is a great place for you to live. My wife & I and our Calico Cat named Purr-Cie live in a 34 story tower named Coronado Golf. We enjoy fantastic views of the golf course, Pacific Ocean, mountains and palatial estates lining the Pacific Ocean shore. The slogan for Coronado Golf is "It's Time To Settle For Everything!"
Many Expatriates live in the Coronado area and an Ex-Pat from the United States who uses the "handle" of Joe THE Painter told us about our cleaning person (lady). Our cleaning lady cleans our apartment once each week on Tuesdays and she is a veritable cleaning machine. She cleans non stop for about 5 hours and we pay her $28 - which equates to about $5 per hour plus a few bucks for a round trip taxi ride from her place to ours. Come To Panama & Turn YOUR Frown Upside Down!
This is the way to spend a weekend in February! Why fight the cold and the snow? Nicaragua has such great weather in January and February!!
Saturday morning we decided to do a little exploring, so we jumped in the car and headed south about 25 miles from Managua to the town of Diriamba. After stopping at a local fruit stand for some fresh mandarinas and a ripe pineapple we checked out a local coffee farm.
In every stage of her life, it seems that Michigan’s own, Penny Barrett, always seems to be the intermediary between parties, the go-between that facilitates and makes better communications between interested entities. Read about how Penny's skills with everyone from corporate heavy-hitters to her own dating service / magazine / 900 number company makes her the natural liaison to expedite fund raising for this expat community and help it to thrive. But first, Jet and...
I absolutely love this part of Panama! Playa Venao is an excellent surf spot, a lovely beach, the crowds are very relaxed and chilled out. El Sitio is a great beach side bar restaurant with the best view of the surfing on the beach. If you plan on a visit to this part of Panama on the Azuero Peninsula, this is also where I would recommend you stay.