How much do healthcare and medical services cost in San Miguel de Allende?
Melanie Lansing - Mexico Insurance Advisors
It is important for people to know that Mexico is a cash-basis society. Most doctors only accept cash payments. Hospitals and clinics accept credit cards, cash, and bank / wire transfers. None offer billing options.
An average medical appointment would cost $25 - $30 USD. If you are going to a specialist, it would be $40 -$50 USD. Diagnostic testing costs anywhere between $100 USD and $800 USD, depending on the type of test. A blood test would be...
It is important for people to know that Mexico is a cash-basis society. Most doctors only accept cash payments. Hospitals and clinics accept credit cards, cash, and bank / wire transfers. None offer billing options.
An average medical appointment would cost $25 - $30 USD. If you are going to a specialist, it would be $40 -$50 USD. Diagnostic testing costs anywhere between $100 USD and $800 USD, depending on the type of test. A blood test would be about $30 USD.
Most medical insurance plans in the United States such as the Affordable Care Act, Medicare, Medicare Advantage, or other Supplemental Plans require a co-pay. I tell most people that paying out of pocket in Mexico for a medical appointment is similar to paying a co-pay.
Some of the most common injuries in San Miguel are slips, trips, and falls. A large number of expats suffer bone fractures and dislocations every year. Knee replacement surgery using the most modern prosthetics, costs approximately $7,000 USD. Hip replacement surgery averages $9,000 to $10,000 USD.
(Dr. Claudia Aguilar, San Miguel de Allende, Mexico, pictured.)
What's the language most often spoken in Cayo, Belize, including San Ignacio and Belmopan? Can I get by if I just speak English?
Franklin Syrowatka - Better Homes Belize
You can definitely get by in Cayo even if you just speak English. You do not need to speak Spanish because about 90% of the people here in Cayo can understand English. Only some of the older folks in the small villages might not be able to speak English.
English is taught in school so all the kids and younger people speak English. It is an advantage if you speak Spanish though. It is a psychological thing because that way you can approach people in their...
You can definitely get by in Cayo even if you just speak English. You do not need to speak Spanish because about 90% of the people here in Cayo can understand English. Only some of the older folks in the small villages might not be able to speak English.
English is taught in school so all the kids and younger people speak English. It is an advantage if you speak Spanish though. It is a psychological thing because that way you can approach people in their mother language. Although Belize is an English-speaking country, 80% of the people in the villages still speak Spanish as well.
All legal dealings such as contracts are in English in Belize. If you need to get your water in your house turned on or if you need to go to a government office, the language they use in their offices is English. They speak American type English here.
Creole is another important language that is spoken in Belize along with Spanish and English. Creole is derived from English but don’t think that just because you speak English, you could also understand Creole. You might understand some of it immediately because some words are similar to English but as they speak fast you will not be able to follow.
Belizeans are tolerant to different cultures and different accents and language in general because there are so many people from different places living here. They know that nobody is perfect and everybody will speak a little different. So if you have a British accent, they will try to understand you. If you are from Texas, they will adjust to your accent as well. If you do not understand them the first time, they will repeat it for you. Belizeans always try their best to please the visitors in their country. They are innately friendly and that is a big factor in communication.
Generally, if you only speak English, you can get by in Belize perfectly. This is one of the advantages of Belize over other Caribbean countries. My wife and I do not speak Spanish and we never had an issue.
(Pictured: large carved fish being moved by a Belizean with a t-shirt in English, to Vanilla Hills Lodge, Cayo, Belize.)
How are Americans in Granada, Nicaragua treated? How are expats in Granada, Nicaragua treated generally?
Janice Gallagher - Granada Property Services
The question about how Americans and other expats are treated in Granada Nicaragua is always a funny question to me because I have lived out of the United States for so long. But, in reality, the Nicaraguan people, especially in Granada because of the tourist industry, treat all foreigners with respect. They are so willing to help and to communicate with you. They are the first to come to your defense if someone treats you badly and the first to make excuses for you in the event you...
The question about how Americans and other expats are treated in Granada Nicaragua is always a funny question to me because I have lived out of the United States for so long. But, in reality, the Nicaraguan people, especially in Granada because of the tourist industry, treat all foreigners with respect. They are so willing to help and to communicate with you. They are the first to come to your defense if someone treats you badly and the first to make excuses for you in the event you do something truly stupid like tell everyone you are "pregnant" when you meant to use the word for "embarrassed".
Your employees will invite you to their children's birthday parties or their wedding, keeping a very special seat for you right at the front with the family. They are proud and honest people on the whole and will become a part of your life, a part of your family.
Now, not to say that you won't run into that one surly taxi driver that runs the stop sign, cuts you off at the intersection and when you honk at him, he screams at you "This is my country, I can do what I want!". I just never understand that.
In general, how does the Foreign Account Tax Compliance Act (FATCA) affect me if I move overseas?
Mike Cobb - ECI Development
FATCA (or the HIRE Act) requires US citizens to file a new form on their tax returns called the 8938. It is a disclosure form of all foreign financial assets, and includes everything but property held in your own name and gold held in your own name. All other financial assets, trusts, companies, LLC's, stocks, partnerships, etc., must be disclosed on this form.
FATCA (or the HIRE Act) requires US citizens to file a new form on their tax returns called the 8938. It is a disclosure form of all foreign financial assets, and includes everything but property held in your own name and gold held in your own name. All other financial assets, trusts, companies, LLC's, stocks, partnerships, etc., must be disclosed on this form.
The "Pollera" is the national female traditional custom dress (one of the most beautiful, and quite expensive too). If you'd like to experience the traditions of Panama all together in one place then you should go to the Desfile de las Mil Polleras (One Thousand Polleras Parade). It takes place every year in the city of Las Tablas, province of Los Santos. During this event you will experience a big part of our traditional culture like food, music, dance, national...
The "Pollera" is the national female traditional custom dress (one of the most beautiful, and quite expensive too). If you'd like to experience the traditions of Panama all together in one place then you should go to the Desfile de las Mil Polleras (One Thousand Polleras Parade). It takes place every year in the city of Las Tablas, province of Los Santos. During this event you will experience a big part of our traditional culture like food, music, dance, national customs, and the way residents of the countryside of Panama like to party and Celebrate.
This year the Desfile de las Mil Polleras will take place on Saturday, January 12th.
Is Portugal Safe? What is the crime rate in Portugal?
Carol Bartlett Ribeiro - Carol Bartlett Ribeiro, Property Consultant
We do have crime in Portugal, but it’s not violent crime. One of the reasons that there are so many Brazilians and so many South Africans coming to Portugal now is because Portugal is so much safer than their countries.
The crime rate has gone up in Portugal. Do you have houses burgled in Portugal? Yes, we do. But people are not violent. It’s not like in many other countries where they would probably shoot you first and steal from you...
We do have crime in Portugal, but it’s not violent crime. One of the reasons that there are so many Brazilians and so many South Africans coming to Portugal now is because Portugal is so much safer than their countries.
The crime rate has gone up in Portugal. Do you have houses burgled in Portugal? Yes, we do. But people are not violent. It’s not like in many other countries where they would probably shoot you first and steal from you afterwards. But they do have people breaking in and they have probably youngsters on scooters who rush past you and grab your handbag. But compared to many other countries, the crime rate overall is very low.
There are certain areas of Lisbon that are poor areas and in which the crime rate is quite high. Portugal has to be very careful because of its long coastline makes it a natural transit point for drugs. The influx of drugs that also comes from Morocco also causes crime. Unfortunately, gone are the days when most of the Portuguese could leave their keys in the front door and that’s absolutely fine; you can’t do that today, so you do have to be aware. But every foreigner that I know here says that when they come home late, they don’t feel intimidated and nervous like they would in other places. As far as statistics go, I know that the crime rate has gone up but its not astronomical like a lot of countries.
In England, in London, I’ve never had any incidents there but my mother’s house was burgled and totally wrecked. In Brazil, I was attacked on a Saturday coming back from the supermarket. I’ve never, fortunately, had anything like that happen here in Portugal.
A lot of people ask, “Carol, where would you like to go back to live?” To answer, I think it’s easier to say where wouldn’t you like to live and that would mainly be because of security and I don’t have that feeling at all here in Portugal. And I have to say most of my friends who are foreigners and Portuguese say the same thing. They all feel safe in Portugal.
Many people who come to Mexico for the first time arrive with preconceived notions. Unconscious cultural filters dictate newcomers´ perceptions of how things are going to work in their new country. This is especially true when they have no prior intercultural experience. In many instances, ethnocentrism sets in - The belief in the centrality of one’s own culture. This can lead to judging the host culture by the standards of one’s own.
Boquete mornings greet us with cool, fresh air. Except during the rainy season the morning clouds melt away fast and the sky becomes a beautiful jewel tone blue. The little humming birds come to greet us as we sip coffee in the cool morning air on our patio.
Our patio is private and it is our sanctuary from stress. It is almost always 72 degrees, offers shade, keeps the rain and mist off us as we sit there during the prettiest part of the...
Hi, I’m Jackie Lange. I have lived in Boquete, Panama for almost 6 years now. I moved after deciding I was just sick and tired of the heat in Texas. One summer we had 90 days straight of 100˚ weather. I lived on a private 500 acre lake. It was too hot to get out on my boat, so it was just too hot to stay in Texas.
I spent two years exploring about ten countries other than Panama, including Mexico, Belize, Uruguay,...