Those B! banks!
BANKING-- despite all their assurances that you have set up all the correct procedures and accounts, there WILL be problems. Not in your host country, but 'back home'. These will take the form of excessive fees, limitations on the maximum allowed currency, changes in their regulations, both Governmental and internal bank rules, staff changes, lock-outs for internet transactions and many, many others.
Should you try snail mail it may take weeks of effort; I once took a certified bank check wih...
This has been our second Christmas living in Panama… and whilst I cannot deny that spending Christmas day on the beach and by a gorgeous pool in glorious sunshine is a huge plus point, for us and many people we know there is that severe lack of ‘chrismassy feeling’ 
Bless me, Father. It has been ten years since my last confession. Leastwise, that was when I committed the ‘sin’ of my exodus from Philadelphia, PA to the Promised Land of Belize. You see, Father, that little coastal country hanging below Mexico laid before me a sensual temptation. With the strength of the mythical Sirens, it lured me with its enchantingly sweet ‘singing’ about sunny days and more-for-the-money lifestyle.