In San Miguel de Allende gasoline, propane, electricity, telephone, Internet are the same price as much of Mexico. Rentals and homes to buy have a wide variation in price with the highest costs being in centro. Rentals may be from a low of $500 per month and then there is housing that to rent and buy that is more expensive. There is a cost of living in San Miguel de Allende to fit everybody’s budget.
The same is true for restaurants, which range in cost from luxury restaurants to street food. In addition, there are little restaurants run by Mexican ladies that offer home-style food. There is one that will fit your taste and budget. Some of the most popular restaurants with expats have entrees in the 60 to 150 peso range.
The best places to buy vegetables, fruit, meat, chicken, housewares, clothing etc. are the Mexican markets. There are several including the weekly Tuesday market, which is two acres in size and is now being upgraded with a permanent roof to protect from the sun and rain.
For example, there is a well-known colonia (“neighborhood”) called San Antonio, which is a 15-minute walk from the Parroquia (famous parish church in the middle of town) and rentals may be found for $800. This would be a small house with 1 bedroom, kitchen, living room, dining room and 1 parking space. Often the rent includes water. Usually, telephone, Internet, propane and cable TV service are not included.
For $1,200 per month and up, you may find a place closer to Centro such as in Guadalupe, where the landscape is flatter. It would also be a small house, and normally does not include utilities. But utilities in Mexico can be 900 pesos (about US $50) every 2 months, if you watch your electricity and are energy-conscious, like using LED lights.
The weather in San Miguel de Allende is very mild, very rarely getting too hot, so air conditioning is not needed. Early mornings for about 3 months maybe 40 to 50 degrees but even then daytime highs are near 70. That’s one of the reasons why the electricity bill is so low.
The Centro area was built 400 to 500 years ago, and some of the houses are as old as the town. They were built so air conditioning is not needed. In fact, it’s heating that is needed during the cool season of late November until early February, especially if your house is attached to another.
It’s less expensive to buy food from the market (like farmers’ markets) or little stores than in La Comer or Soriana. Here are some of the prices in pesos if bought from the market per kilogram. One KG = 2.2 pounds.
Chicken breast – 100
Ground beef – 120
Pork tenderloin - 160
Sugar - 19
Tomatoes - 12
Green beans – 20
Bananas - 7
Carrots – 4
Apples – 4
Strawberries - 30
Avocados - 35 to 40 pesos
Eggs (about 19 eggs) - 23