I have not been back to Europe for many years. But

I have not been back to Europe for many years. But when I was there, it was already expensive and I think it is even more expensive now. Many places are expensive. I have also lived in Australia for five months and in New Zealand for two months and both these places have gotten expensive now. I think it also depends on your budget but I love Australia and New Zealand.

For me, the worst places to retire would be any place that is cold; any place where the weather drops below 60 degrees Fahrenheit. I got spoiled in Hawaii because I need a warm climate all year round, I need the ocean and I get that here in Panama. So for me, out here in Panama is ideal. Any place that has cold weather, for me, is out of the question, especially being that I have only one long-sleeved shirt to my name and I have no jackets whatsoever.