While the lower cost of living is a great r

While the lower cost of living is a great reason to retire overseas, it should not be the only reason. The adventure, lifestyle and social aspects of living overseas is what drew me to Panama. Of course, the cost of living is a bonus, as well as tax advantages and affordable healthcare - but it doesn't end there. Climate is a major factor for me as I have vowed never to shovel myself out of a snowbank ever again!  As well, I believe warm weather breeds a more active and fun social life since we live outside year round.  Vitamin D seems to do wonders for attitudes and pleasure! Learning a new language, slowing your pace of life, expanding your horizons and circle of friends are all wonderful reasons to retire overseas.