Can I buy furniture in Chapala and Ajijic, Mexico?
Jeff Smith - DocTours
If you're not used to it, you may find Mexican furniture to be very uncomfortable. In a way, that's good, since we shouldn't be sitting as long as we do, health-wise. But heck, we should be able to sleep eight hours without getting stiff!
Some people BYOF. If buying local, you'll have to put some time and effort into finding comfy stuff.
(Secondhand furniture store and art gallary, Ajijic, Mexico, pictured.)
If you're not used to it, you may find Mexican furniture to be very uncomfortable. In a way, that's good, since we shouldn't be sitting as long as we do, health-wise. But heck, we should be able to sleep eight hours without getting stiff!
Some people BYOF. If buying local, you'll have to put some time and effort into finding comfy stuff.
(Secondhand furniture store and art gallary, Ajijic, Mexico, pictured.)
I found the expats in Nicaragua to be very helpful, very willing to connect, and all basically have said, "I wish I had come here sooner." Most expats I've known in Nicaragua are from the United States, but there are other nationalities of expats living in Nicaragua from places like Europe and Canada.
Typically, the expats who retire in Nicaragua are older, about 50 years old and above, but you do see a younger crowd who are probably taking timeout to...
I found the expats in Nicaragua to be very helpful, very willing to connect, and all basically have said, "I wish I had come here sooner." Most expats I've known in Nicaragua are from the United States, but there are other nationalities of expats living in Nicaragua from places like Europe and Canada.
Typically, the expats who retire in Nicaragua are older, about 50 years old and above, but you do see a younger crowd who are probably taking timeout to travel.
The expats in Nicaragua are a mix of couples and singles. There are also people who move to Nicaragua to start a business, because it's easy to start businesses like restaurants, bars, and hotels in Nicaragua. There are also startup property developers who see the potential in this wonderful country of Nicaragua.
Does Belize quarantine pets, such as dogs or cats?
Phil Hahn - Carmelita Gardens
Belize does not quarantine pets such as dogs or cats. They require documentation from a vet that your pets are up to date on their shots, basically.
That's something that you would want to coordinate ahead of time. There are companies and customs brokers that specifically handle that. Belize Agriculture Health Authority are the ones that will qualify the pet when it comes in. You have to send your documentation to them ahead of time. They then...
Belize does not quarantine pets such as dogs or cats. They require documentation from a vet that your pets are up to date on their shots, basically.
That's something that you would want to coordinate ahead of time. There are companies and customs brokers that specifically handle that. Belize Agriculture Health Authority are the ones that will qualify the pet when it comes in. You have to send your documentation to them ahead of time. They then will receive the pet when you arrive. This is for a regular domestic animal, nothing exotic--- just cats and dogs.
(Lucy, the dog at home at the Serafina home at Carmelita Garden Residences, Belize, pictured.)
Can I use my Medicare outside the US, and if not, what are my alternatives?
John Ohe - Hola Expat Tax Services
For the most part, Medicare cannot be used outside the US by permanent expats. There is some travel coverage with the Medicare policy, but it is not a significant coverage level. As far as US expats are concerned, Medicare is really designed for coverage when you go back to the US and have routine checkups or you have a condition that you want to be treated for in the US. Medicare is not designed for coverage in another country.
For expats who live...
For the most part, Medicare cannot be used outside the US by permanent expats. There is some travel coverage with the Medicare policy, but it is not a significant coverage level. As far as US expats are concerned, Medicare is really designed for coverage when you go back to the US and have routine checkups or you have a condition that you want to be treated for in the US. Medicare is not designed for coverage in another country.
For expats who live abroad, the basic options are: 1) pay out of pocket; 2) pick up a health insurance policy that is local in nature and get into the "nitty-gritty" of what that coverage would be locally; 3) get international health plans that are out there with a few vendors like Cigna, Bupa, and a couple other smaller companies, but these policies tend to be very expensive; or, 4) evacuation insurance, which will only cover a US expat to get back to the US.
I have clients who rarely go back to the US. They have cancelled their Medicare coverage. However, Medicare is not that expensive. If you can afford the physician coverage, I would recommend keeping it. Part A is the hospital coverage. Part B is the physician coverage. Now there's also Part D, which is the pharmacy coverage. Drug costs are much lower outside the US. The fourth part of Medicare is the Medicare Supplemental, which fills in the gaps that Medicare has and that you buy from a private medical insurance company.
I would maintain the hospital and basic physician coverage on Medicare even if you live outside of the United States. Let's say you are a young retiree living abroad for a decade. Anything could happen. You might need to go back to the US. Healthcare costs are so expensive in the US. If you think about what you pay in premium for Medicare versus the benefits, it is a highly-subsidized insurance coverage provided by the US government, so why not take advantage of it?
Are there islands in Portugal? If so, where, and what are they like?
Ana Ferraz
There are some absolutely beautiful islands in the Algarve near the border of Spain. To go there, you have to take a 40-minute boat ride. There are about six islands there. Only one of those six is deserted.
Up the coast towards the north, there is another island that is inhabited called Berlengas. It is a small island off the coast of Peniche. They have little summer cottages there, a lighthouse, a couple of restaurants, and a ferry that takes people over.
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There are some absolutely beautiful islands in the Algarve near the border of Spain. To go there, you have to take a 40-minute boat ride. There are about six islands there. Only one of those six is deserted.
Up the coast towards the north, there is another island that is inhabited called Berlengas. It is a small island off the coast of Peniche. They have little summer cottages there, a lighthouse, a couple of restaurants, and a ferry that takes people over.
Because we are so surrounded by sea, on the far coast of Lisbon, we have a river, the Tagus, which separates Lisbon from the south. It is a large river that starts in Spain, crosses Portugal, and finishes in the mouth of Lisbon, at the Atlantic Ocean. So to go to the other side, you have to take bridges. There are three to four bridges. All of the land south of Lisbon, after these bridges, have a vast area of land very sandy, which are called the peninsulas. This is a natural reserve for dolphins. When you are on a boat or a ferry in these areas, you will see a lot of dolphins. Here, you will find an area called Tróia, which is a peninsula. Some of these areas become islands when it is high tide, which only happens at certain times of the year. It is a beautiful area of Portugal because this is where the river meets the sea. This is also a paradise for birdwatchers. They are now developing this area for tourism. A complex of condominiums were just built around this area with villas and timeshares. It is a vast area.
There is another development down in the Algarve, which is also in the peninsulas. This whole area is very stunning. It has lots of wildlife and they are very well preserved.
If you are taking up a new approach to your second stage of life, to challenge yourself to learn a new language (Spanish), to get to know a different culture and customs, to explore a different country, to use Panama as a hub to travel to other countries of South America, to experience tropical hot climate all year around, to get to know new friends, then Panama might be the right place.
But if you are looking for a cheap...
If you are taking up a new approach to your second stage of life, to challenge yourself to learn a new language (Spanish), to get to know a different culture and customs, to explore a different country, to use Panama as a hub to travel to other countries of South America, to experience tropical hot climate all year around, to get to know new friends, then Panama might be the right place.
But if you are looking for a cheap retirement in Panama City, a banking haven for Americans, this is not the case any more, especially since the President Martinelli signed the exchange information on tax Agreement with United States in 2010. Also, if you are thinking to hire a low cost maid or worker to serve you, it will be a challenge to find a good and consistent one. Crime is getting worst with the outcome of a higher population, although overall, Panama is one of safest countries in which to live in South America. Or again, if you are searching for a quiet easy environment for retirees to enjoy, this is not in the city but it is highly in the interior.
Above all, there are still a number of advantages to retire in Panama:
Incentive program offered to retirees, providing discounts on many service businesses.
Many good restaurants to try but not too too expensive.
Infrastructure is a mess while the metro is still under construction. Driving around is a big challenge but then you can hire a taxi driver at a low rate, even though it´s gone up.
Affordable in comparison with North American standards.
Panama is a small country. Nowhere is too far to reach. You can try out activities anywhere like the beach, the island, the rainforest within a reasonable time.
As long as you can manage the way how to fit with your personal lifestyle, be prepared, be flexible, and be patient, Panama does have its charms for you to explore.
On Wednesday, January 7th 2018, while walking near my apartment in Medellin, I had a heart attack. I realize it was above and beyond the call of duty for a writer/contributor to go to this length for a story. No need to thank me, I’m recovering nicely, and because of my Colombian cardiac adventure I now have in-depth, personal info on health care in my adoptive country.
I once lived in Colombia. Now I live in the land of Ace Inhibitors, Beta Blockers, Plavix &...
I moved to Panama about seven years ago. I thought differently (much differently) when I first moved to this interesting, fun filled, beautiful and different country. When I first came to Panama, I thought like an American.
I thought I could get things done like I used to in the USA. I was wrong, very wrong back then. I thought a lot of the laws, rules of living, customs, do's and don't's would be the same .... They aren't! Panama is Latin America, not USA...
I was born in Santo Thomas Hospital in Panama City. My parents & grandparents worked for the Panama Canal Company & we lived on the Canal Zone. From birth to age 5 (1944 - 50) we lived in the Balboa Gavlin area on Cacao Street (in the days before the bridge to our house was on Panamá Bay).
Next we moved to Balboa in "the flats" on Carr St. from 1950 - 54, in 1954 we moved to Los Rios & were the first family to occupy the house we lived...