Panamanians are warm people, and welcome everyone who wants to enjoy the country. And not only from the American Continent, but from the rest of the world as well.
There are thousands retiring in Panamá from the United States, Canada, Colombia and Venezuela, as the main communities. All of them are seeking a better quality of life, others a nice challenge for a change in their daily routine, or simply just for work or fun.
I only hear good things from expats, describing how happy they are in Panamá, and the many things they enjoy in their daily life, either in the city (Panama) or the "interior", as long as they behave and follow the rules and laws as guests.
Expats with pensionado visas enjoy the same privileges as locals, as retirees. They love this new concept of having a 25% discount on every airline ticket, restaurant meal, medical service, prescription, movie and many other purchases in their daily life, and a special line ( even if they are 100 people) in every public office. You do not see that often in any other country. In addition, Panama provides a courtesy complete emergency medical plan for visitors for 30 days. Most probably, citizens from the North American continent, or any other part of the world living in Panama feel like royals, not only in Marbella, but in any little piece of Panama, which welcomes all of them on a daily basis.